Sort your mortgage with a whole-of-market broker

Why this matters

A whole-of-market broker compares every UK lender, not just the high-street banks. They typically find a better rate than going direct, especially on first-time buyer, shared ownership, or self-employed cases.

Brokers earn a commission from the lender on completion, so the advice is usually free for you. Some charge a small fee on top — confirm before you commit.

If you've already got a mortgage offer, your broker can run a 'better deal' check before exchange. Lenders sometimes drop rates after your application — it's worth asking.